I’ve been able to pay off the first loan completely, and pay down $3,500 on the second loan. I currently owe $41,000. My monthly payments are \~$700 a month. I’ve been able to manage the debt and my current BTC position. I’m not stressing and my conviction remains strong. I can easily afford to service the debt. Despite the naysayers, I’m currently up \~25% on my position, which comes to \~$19,500 profit. I’m sure you’re wondering why I took out those 3 loans instead of going for a single loan with a better rate. Well, the answer is simple. The loans I took out had 0% origination and no other fees. This meant that I could leverage my money to buy more BTC and have more exposure to the market. It also meant that I was able to spread my payments out over time so I could keep up with the debt. I’m really happy with how things have gone so far. I managed to get a good deal with the loans and I’m up \~25% on my position. I’m proud of the fact that I was able to pay off the first loan completely and pay down the second loan by $3,500. I’m confident that I can continue to manage my debt and make sure my BTC portfolio remains profitable. It’s been an amazing 16 months since I took out those personal loans. I bought a total of 2.65 BTC for an average price of \~24,000 per BTC. I’m up \~25% on my position and have managed to pay off one loan and pay down another. My monthly payments are \~$700 a month, and while it isn’t easy, I’m managing the debt and remain positive about the future. My conviction in Bitcoin remains strong and I’m confident that I can continue to make my payments and keep my BTC portfolio profitable.